Residents Lose Everything Without Renter's Insurance
Written by Administrator
Wednesday, 16 February 2011 18:12
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SMYRNA, GA -- An apartment blaze in an Atlanta Road complex Friday night was a grim reminder of the necessity for renters to have renters insurance.

Twelve apartments were destroyed. Nothing was left.

"I never imagined I would be someone that I see on television all the time losing all their things and having to start over like this," said Daphne Adams, a tenant who lost everything.

"Everything. Everything. My children have lost everything. My furniture. Pictures of my kids. Everything could be replaced." Adams said. "But we are starting from square one."

For Adams and her neighbors, renters insurance could have made all the difference.

It costs less than $1 a day and provides up to $20,000 in coverage. Pay a little more, and the coverage goes higher. It doesn't cover everything.

"It doesn't cover flood. It doesn't cover death. It's not a life policy. It doesn't cover earthquakes," said State Farm Agent John Martin.

But it does cover all of your personal property.

"Go through the house or apartment and just film everything and take pictures," Martin said.

Adams said she is taking his advice to heart.

"Don't think it would never happen to you, it could," she said. "I've never had anything happen. No break-ins, no fires, and no floods in my while life, and this period when I didn't have any, this one occurred."

"If you don't have a renters policy, that's all she wrote," Martin said. "It's done."

"I would recommend it to everyone, everyone," Adams said.

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Last Updated ( Thursday, 05 May 2011 01:18 )